REI Workplace
Join for free

In the Vault

MAO Calculator

The most you can pay for a property and still hit your numbers. The tool is free and lives in the Clubhouse, so it takes an account and no card. The arithmetic behind it is below, in full.

Join free and use itWhat else is in there

The arithmetic

Maximum allowable offer, and nothing hidden about it

Take the after repair value, multiply it by the percentage you work to, then take off every cost you will carry between buying it and selling it. What is left is the most you can pay.

  • ARV is what the property is worth once the work is finished, not what it is worth today.
  • The percentage is your own rule of thumb. Seventy is the common one and it is a starting point, not a law.
  • The costs are repairs, closing, holding, your wholesale fee, and whatever buffer you keep for the things nobody predicted.

No part of this is proprietary and we are not going to pretend it is. Every wholesaler in Dallas knows the 70% rule.

Worked through

A deal, start to finish

  • After repair value: $285,000
  • At 70%: $199,500
  • Less repairs: $42,000
  • Less closing costs: $4,500
  • Less holding costs: $3,200
  • Less your fee: $12,000
Maximum allowable offer$137,800

Check it on paper if you like. That is rather the point.

What the tool adds

The formula is free. The speed is the part you join for.

Running one deal on paper takes ten minutes. Running eleven takes an afternoon, and by the fourth you have stopped being careful.

Your deals, saved

Every property you have run through it, kept side by side, so you can compare the one in front of you against the last six you walked away from.

Funding costs pulled in

The transactional funding fee for that exact deal size, taken from the published schedule and applied on the date you would actually fund, rather than typed in from memory.

The rest of the Vault

Rehab budgeting templates, contract templates, and the full investment courses. The calculator is one tool on a shelf, not the shelf.

Getting in

The Vault comes with either paid plan

It is not sold separately and there is no upsell waiting behind it. Take a plan and the whole shelf opens.

  • 3 Days a Week, $250 a month: For investors who work from the space a few days a week.
  • 24/7 Access, $500 a month: For investors who want the door open whenever they need it, with member funding pricing included.
See the plansTake a day first