This Agreement (“Agreement”) is entered into by and between REI Workplace LLC

(“REI Workplace”, “we”, “our”, or “us”) and the undersigned hard money lender (“Lender”, “you”, or “your”).

1. Purpose

To outline the terms under which the Lender will be listed and promoted on the REI Workplace Hard Money Lender Marketplace platform.

2. Participation Requirements

Lender agrees to:

- Provide accurate and current loan program details

- Operate in compliance with all applicable lending laws

- Notify REI Workplace of any updates to terms or availability

- Communicate professionally with borrower leads

3. Loan Types & Coverage

Lender will specify:

- States servedLoan types offered (Fix & Flip, New Construction, Refinance, Rental, Commercial, etc.)

4. Referral Fee (if applicable)

- Lender agrees to pay REI Workplace a referral fee for deals closed through Marketplace leads (if indicated)

- Fees may be percentage-based or flat-fee, submitted in the intake form

- Payment is due within 15 days of loan funding

5. Member Discounts (if applicable)

- Lender may choose to offer discounted rates or terms for REI Workplace members

- Discount terms will be shown in your listing

6. Use of Branding

- Lender authorizes REI Workplace to display company name, logo, and loan offerings in the online directory and related marketing

7. No Guarantee of Leads or Volume

REI Workplace does not guarantee specific lead volume, conversion rate, or funding results

8. Termination

Either party may terminate this agreement with written notice. Referral fees due prior to termination remain payable

9. Liability & Indemnity

- Lender agrees to hold REI Workplace harmless from any disputes, legal claims, or borrower issues arising from their lending services

10. Independent Relationship

- No partnership, employment, or joint venture is created by this Agreement. Lender is an independent operator

11. Governing Law

This Agreement is governed by the laws of the State of Texas